Hello!

I'm Jana Kumanceva.

Independent Property Advisor

for International Buyers in Spain

Description
Independent buyer-side representation for international investors acquiring property on the Costa del Sol.
I work exclusively for buyers—providing strategic guidance, full-market access, curated selection and due diligence, without seller conflicts and commission-driven pressure.

Who This Is For
International buyers who want a calm, structured and fully independent acquisition process—from first search to keys in hand.
Ideal for clients who value analysis over sales talk, and need an advisor who can walk away from the wrong property without hesitation.

What's Included
◾️ Curated property search across 2,000+ local agencies & developers (resale, new-build, off-market)
◾️ Market analysis: price verification, neighbourhood dynamics, micro-market trends, exit-strategy planning
◾️ Viewing coordination and property evaluation across Marbella, Sotogrande & the entire coast
◾️ Legal, structural and financial due diligence coordination with buyer-side specialists
◾️ Contract review and negotiation representation (leveraging legal background)
◾️ Transaction management with lawyers, notaries & tax advisors
◾️ Post-acquisition connections: property managers, tax guidance, renovation support

How It Works
The Costa del Sol is a tourism-driven, one-time-sale market built for sellers.
I provide the relationship-based advisory buyers need: independent representation, full transparency, disciplined negotiation and strategic clarity at every step.

Why This Approach Works
Most international buyers overpay not because they lack experience, but because the market is not designed for them.

My role is to bring transparency, protection and long-term thinking to a market that often lacks all three.

Fees
On the Costa del Sol, most agents involved in a property transaction are paid by the seller, as a percentage of the sale price.

That means their income goes up the higher you pay.

I work exclusively for buyers.

My fee is fixed and comes from you directly, which means I have no interest in pushing you to pay more, or to buy a property that doesn't fit your criteria.

No hidden commissions. No referral fees.
No incentive to push you into a deal that isn't right for you.

My fee has two parts: a fixed advisory fee, and a small performance-based component that keeps our interests aligned throughout the process.

You'll know exactly how I'm paid before we start. No surprises.

Languages: English, Czech, Italian, Russian

Description
Specialist advisory for US, Canadian, UK, GCC, Kazakh and CIS investors navigating Spanish property acquisition—covering ownership structures, cross-border payments, tax implications and long-term portfolio planning.

Who This Is For
International buyers who need more than property search.

Ideal for clients evaluating:
◾️ SL vs. personal ownership
◾️ SPV and holding structures
◾️ Cross-border payment logistics
◾️ Spanish tax obligations
◾️ Gibraltar/Andorra residency options
◾️ Long-term wealth planning

What's Included
◾️ Ownership structure analysis (SL, LLC, SPV, holding company)
◾️ Cross-border payment coordination
◾️ Tax optimization strategy for non-EU investors
◾️ Residency program introductions in Gibraltar & Andorra
◾️ Legal & regulatory compliance guidance
◾️ Rental income planning, CGT and inheritance considerations
◾️ Coordination with your wealth managers, accountants and legal teams

How It Works
I coordinate with a curated network of cross-border specialists who handle technical execution.
I oversee the strategy—ensuring your Spanish property integrates seamlessly into your existing financial, tax and ownership frameworks.

Why This Matters
Incorrect ownership structures create expensive, long-term problems.
Correct structuring from the start protects capital, reduces tax burdens and simplifies everything from rental income to future sale.

Fees — determined by the complexity of your request.

Languages: English, Czech, Russian

Description
Professional on-site evaluations and virtual viewings for international buyers exploring Costa del Sol properties remotely—ideal for narrowing shortlists and confirming whether a property is worth travelling to see in person.

Who This Is For
Buyers who want independent evaluation before travelling.
Perfect for verifying online listings, assessing new-build projects, and identifying which properties deserve in-person attention.

What's Included
◾️ On-site property visit
◾️15–30 min video walkthrough with commentary
◾️ Neighbourhood analysis & context
◾️ Pricing verification (comparables, local data)
◾️ Condition & structural observations
◾️ Summary report with recommendations
◾️ Follow-up consultation

This is independent evaluation designed to eliminate unsuitable properties early.

What This Is NOT
Not a sales tour.
Not agency marketing.

How It Works
◾️ You send me properties you're interested in — for buying or renting
◾️ You can also use my Telegram channel with a daily property feed to search for options
◾️ I visit, record, analyse, and report.
◾️ You receive a clear, unfiltered assessment—with no financial interest in whether you buy that specific property.

Typical Use Cases
◾️ Reducing a list of 10 properties to the best 2–3
◾️ Confirming accuracy of online listings
◾️ Pre-offer evaluation for remote clients
◾️ Assessing off-plan locations & developer reputation — including guidance on first contact with developers, ensuring my fee is covered by the developer and the buyer receives full representation at no cost.

Fees
Clarity before commitment.
A single on-site or virtual evaluation can eliminate costly missteps, filter out unsuitable properties, and protect your time long before you step on a plane.
Strategic insight — starting from €250 per property.

And when working with developers, my fee is typically covered on your behalf, ensuring uncompromised representation at no additional cost.

Virtual tour cost can be applied toward full buyer representation if you continue with acquisition support.

Languages: English, Czech, Italian, Russian

Description
Remote advisory for Prague real estate, Czech tax frameworks and business establishment—combining 20 years of local experience with strategic insight for investors, relocating professionals and businesses exploring Eastern Europe.

Who This Is For
Investors exploring Prague property, businesses considering Czech market entry, and individuals relocating who need accurate, insider guidance.

What's Included

Real Estate Advisory
◾️ Market analysis & neighbourhood evaluation
◾️ Pricing verification & investment potential
◾️ Search coordination with trusted local partners — law firms, tax advisors, immigration specialists and wealth advisors
◾️ Developer reputation & track-record verification
◾️ Due diligence oversight & contract review
◾️ Rental market guidance: yields, regulation, tenant risk

Tax & Business
• Czech tax framework (for individuals & companies)
• s.r.o., a.s., branch office & holding structures
• Accountant, tax advisor & legal specialist coordination
• Cross-border considerations

Strategic Planning
• Long-term investment planning
• Rental income optimization
• Exit & CGT considerations

How It Works
Although I now live in Spain, I remain closely connected to Prague’s ecosystem—its logic, professionals, and market rhythm.
Two decades of work there allow me to guide clients with clarity and context that outsiders cannot replicate.

Why This Matters
Prague is a mature, transparency-driven market shaped by long-term relationships and regulatory stability.
This experience informs how I advise clients across both Eastern and Southern Europe.

Fees — determined by the complexity of your request, with online consultations starting from €100.

Languages: English, Czech, Russian